Archive for April, 2012

Target Families Moving during Summer in Colorado

by BULL Forms on April 20, 2012 in Real Estate with No comments

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Families Move During The Summer In Colorado

Many families and individuals move to Colorado during the winter to enjoy the many outdoor sports that the area has to offer. However, there’s an old saying that goes, “I’ve moved to Colorado for the winter and stayed for the summer.” With gorgeous weather and beautiful natural areas, many people are drawn to Colorado in the summer time. It’s a perfect time for real estate agents to target families moving during the summer in Colorado. There are numerous benefits for those families.

Summer Outdoor Sports

Like the skiing in the winter,Colorado offers up a wide variety of outdoor summer sports as well. For instance, kayaking, canyoning and wading are just a few great things that outdoorsy people in California enjoy. In addition to that, rappelling the mountains, or learning to climb the mountains is a lot of fun. This allows real estate agents to target active individuals and young families who love to be outdoors.

The Art Community

One of Colorado’s greatest draws is its art community, especially in areas near Denver. During the summer, communities come together and have huge art walks so visitors can visit several different booths featuring different artists, styles and mediums of art. Those who visit the art walks might see huge abstract paintings, pottery, jewelry from master jewelry makers, and so many other types of arts. Colorado is a wonderful place for artists, too, as they will be welcomed into art communities and can showcase their masterpieces.

Family Friendly

All areas of Colorado are family-friendly, making it the perfect place for young families. Colorado features wide open spaces rather than smog-choked cities with buildings just inches from each other. Families will love the activities available to them, from numerous wildlife parks and lakes to museums and art galleries. Many couples who lived in nearby cities might consider moving to Colorado to raise their families, and targeting those individuals is a great idea. The communities and schools are wonderful and few things are better than growing up in the beautiful natural areas of Colorado.

Healthier Living

Colorado natives rave about the fact that farmer’s markets are more plentiful than grocery stores, so getting fresh, delicious produce is easy. In addition to that, during the summer in Colorado, the ski resorts are transformed into playgrounds. Many offer bike riding or horse back riding, hiking, and even Euro-style bungee jumping. The entire atmosphere says, “Get up and move!” It’s a healthier way of living than in many other areas, so it’s very attractive to families, and even retired couples. Those who want to see green grass rather than concrete everywhere they look are perfect candidates for Colorado homes.

Overall, the summer is a wonderful time in Colorado to target individuals who are moving. The area offers up so much, from beautiful, spacious homes to immaculate communities and warm, welcoming people. Of course, there’s always the promise of winter and those fun winter sports in a few months as well!

Advising Your Colorado Clients on the Proper Kinds of Property Insurance

by BULL Forms on April 10, 2012 in Real Estate with No comments
Colorado Real Estate Insurance

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Properly Insuring Your Colorado Real Estate

As a real estate agent in Colorado, it’s essential that you advise your clients on the proper kinds of property insurance. While property insurance is important all over the country,Colorado has some unique risks that those property owners should be aware of. By advising them the correct way, you can help them ensure that their investment is protected in the case of extreme conditions.

Homeowners 1 Policy

There are 8 types of Colorado homeowners insurance that homeowners can consider. Many homeowners have a Homeowners 1 policy (HO1), but many don’t know that it’s really not enough because it covers so little. When clients consider that it covers basic issues like fire and lightning, burglary, malicious mischief, most think this is enough. However, it doesn’t cover some of the serious conditions that may happen in Colorado.

Homeowners 2 and 3 Policies

The Homeowners 2 policy (HO2) will cover damages that occur to the home; usually the roof. This includes damage from frozen pipes and damage from weight on the roof from snow or ice. It also covers damage that may happen to appliances from electrical issues. The Homeowners 3 policy (HO3) will cover the home as well as the losses of objects inside the home and some bodily injuries. The HO2 policy also covers those things mentioned in the HO1 policy.

Homeowners 4 and 5 Policies

The Homeowners 4 policy (HO4) isn’t typically something homeowners will need to worry about, because it is for apartment dwellers. However, the Homeowners 5 Policy (HO5) will cover everything that is covered in the HO3 policy as well as the physical loss of personal possessions. It does have some items that are not covered, so homeowners will need to read their policies thoroughly in order to determine specifically what is not covered.

Homeowner 6, 7 and 8 Policies

Homeowners don’t typically need to worry about the HO6 and HO7 policies, because these cover condominium units and losses for mobile home units. However, the HO8 policy is an important one because it covers certain things for homeowners that aren’t covered in the previously discussed policies. It covers the same items as the HO1 policy, but it provides cash coverage to homeowners rather than replacement cost coverage. This is most valuable in cases where the home is an older home, and it provides cash value after the depreciation is deducted.

By informing clients about Colorado home insurance, you can be sure they’re knowledgeable enough to determine what the best insurance for them is. It’s important to encourage them to research their options fully so they can choose the coverage that best suits their specific needs, but talking about the differences as well as the benefits is a wise choice Colorado real estate agents can make for their clients. Its always best to consult with an insurance professional and make sure they are advising rather than yourself.